Powering the Bank Adoption of Tokenized Deposits
What is the BitGo × ZKsync Partnership?
The BitGo × ZKsync partnership provides a complete solution for tokenized deposits, combining institutional custody with private, compliant blockchain settlement.
BitGo brings institutional-grade custody, wallet infrastructure, and regulated digital asset services, while ZKsync provides Prividium™, a private, permissioned blockchain platform designed for regulated financial institutions.
Together, the partnership enables banks to issue, manage, and move tokenized deposits over a secure and compliant infrastructure.
Why ZKsync?
ZKsync provides the core execution and settlement layer through Prividium™. Prividium™ is a private, permissioned Layer-2 platform built on the ZKsync technology stack and anchored to Ethereum for security and settlement integrity.
It enables financial institutions to operate confidential transaction environments while maintaining compliance with regulatory requirements. Sensitive data remains private, while cryptographic proofs ensure integrity and finality on Ethereum.
This architecture delivers the key requirements for institutional adoption: privacy, compliance, performance, and interoperability with the broader digital asset ecosystem.
The Implementation
Bringing Custody and Settlement Together
Tokenized deposits require more than blockchain infrastructure. Banks need secure custody, wallet infrastructure, and operational controls to manage digital assets in production environments.
BitGo provides this foundation through its custody platform, regulated services, and wallet infrastructure used by leading financial institutions globally.
Combined with Prividium™, this creates a full-stack solution where deposits can be issued, securely held, and transferred across a private, compliant network. The result is a system where custody, execution, and settlement operate seamlessly together.
Enabling the Next Phase of Bank Money
Tokenized deposits represent a new model for how bank money operates. They combine the trust and protections of traditional deposits with the speed and programmability of digital systems.
With BitGo and ZKsync, banks gain a secure, compliant, and production-ready foundation to bring deposits onchain — and participate fully in the digital asset economy.
Launch your chain
Frequently asked questions
Everything you need to know about BitGo × ZKsync.
The BitGo × ZKsync partnership provides a complete solution for tokenized deposits, combining institutional custody with private, compliant blockchain settlement. BitGo brings institutional-grade custody, wallet infrastructure, and regulated digital asset services, while ZKsync provides Prividium™ — a private, permissioned blockchain platform designed for regulated financial institutions. Together, the partnership enables banks to issue, manage, and move tokenized deposits over a secure and compliant infrastructure.
Prividium™ is a private, permissioned Layer-2 platform built on the ZKsync technology stack and anchored to Ethereum for security and settlement integrity. It enables financial institutions to operate confidential transaction environments while maintaining compliance with regulatory requirements. Sensitive data remains private, while cryptographic proofs ensure integrity and finality on Ethereum — delivering the key institutional requirements of privacy, compliance, performance, and interoperability with the broader digital asset ecosystem.
Tokenized deposits are digital representations of bank deposits issued directly on a blockchain by regulated financial institutions. The underlying fiat value remains on the bank's balance sheet as a direct liability — carrying the same regulatory protections and deposit safeguards as traditional bank money. Unlike stablecoins issued by non-bank entities, tokenized deposits are fully integrated with existing banking systems and regulatory frameworks, combining the trust and protections of traditional deposits with the speed and programmability of digital systems.
BitGo selected ZKsync because Prividium™ is the only permissioned Layer-2 platform that combines institutional-grade transaction privacy with Ethereum-backed settlement integrity. This architecture delivers the four requirements of regulated financial infrastructure: privacy, compliance-readiness, scalability, and interoperability with the broader digital asset ecosystem. The combination of ZKsync's cryptographic proof system and BitGo's custody infrastructure creates a full-stack solution uniquely suited for banks entering the digital asset economy.
BitGo serves more than 1,500 institutional clients globally, providing custody, wallet infrastructure, and regulated digital asset services. BitGo's custody platform is used by leading financial institutions worldwide, providing the operational controls and regulatory compliance required to manage digital assets in production banking environments.
BitGo provides the custody layer — secure key management, wallet infrastructure, and operational controls — while Prividium™ provides the execution and settlement layer. When a bank issues or transfers a tokenized deposit on the network, BitGo's custody infrastructure securely manages the associated digital assets, and Prividium™ settles the transaction privately and anchors it to Ethereum via zero-knowledge proofs. This creates a seamless system where custody, execution, and settlement operate together without requiring banks to build their own blockchain infrastructure.
Programmable bank money refers to tokenized deposits that can be transferred and settled automatically through smart contract logic — 24 hours a day, 7 days a week, including nights, weekends, and holidays when traditional settlement rails are closed. With BitGo and ZKsync, banks can automate payment flows, enable instant interbank transfers, and execute conditional transactions programmatically, giving banks new capabilities to serve commercial clients and participate in the digital asset economy while operating within existing regulatory frameworks.
